Best Canada Insurance


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  Agent many top insurance companies many products 


Life insurance, investment dividend insurance - 分红保险 . Group  insurance, family  insurance, retirement insurance, visit to canada insurance, Travel insurance , Critical illness insurance, Long term care insurance, Medical insurance. Child  分红 Insurance 。


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We compare top insurance companies ‘s many products to serve you needs , and provide you with the  best insurance products with service . The products price we offer is the same as the insurance company!


 Online quotation - online consultation - eServices - Buy Insurance





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 For you and your family, your business, provide guarantee of life and need for funds !

With participating life insurance, you can enjoy life time coverage , provide funds needs for retirement, investment, protect your real estate, properties, assets are not used as collateral by debtor. Build tax free wealth growth, transfer of assets to the next generation !


Make your life better

We will compare numerous Canadian financial company products : Manulife Insurance, Sun life Financial, Canada Life Insurance, RBC bank,IA, Allianz Insurance , find  the products that works best to you, provide funds for you in crisis time,provide guarantee of your life, increase your retirement income....


WHY Need INSURANCE


Buying  Insurance  -  passing the risk of  live to the insurance company.

Buying  Insurance  -  using Government’s preferential policies for insurance companies. the tax free value added wealth to achieve our old age life no worries. 

Buying  insurance  -  Let tax-free way let our assets pass to our lover. Inheritance of wealth.

Buying insurance - Transfer the money deposited in the bank to the insurance company to response accident happens and emergency handling.


Canada Dividend  insurance products (人寿分红保险)

Protect your real estate properties, assets are not used as collateral by debtor ! 

It has value added functions and can be used as supplementary funds for pensions. when you are alive It allows you to withdraw cash, It also allows you Borrowing out money from  the life insurance amount.  The longer you live, the more money you can withdraw. 


Canadian top financial companies: stability, low risk  。 banks : low interest rates, high interest taxes.  Stocks : No capital protection, may lose money.  Real estate has value - added tax. Buy insurance :No value-added tax. Simple to handle , Pay Less tax, Reduce your life stress   ! Don't wait until sick coming you can not buy it. Finding a credible, honest insurance broker help you, it is important ! 


Canada's top insurance companies have over  hundreds years of history, hundreds of millions of Canadian dollars have been claimed. they are reliable !  The amount of claims insurance can be received all over the world. When your address changes please notify insurance company in time.


You just need a professional insurance broker help you ,explain the insurance contract and terms accurately to you , and honest  accordance with insurance companies regulations  to buy and apply claims. 


Please click here contact us for more information you need. 


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Student Insurance

Insurance Premium :   $ 1.45 canadian dollar / day , two millions medical insurance.

Accompanying student parents :   $ 1.77 canadian dollar /day , two millions medical insurance.  

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Visit Canada  (Non- canadian people come to canada :  travel to canada, family visit)

Non-resident of Canada, no OHIP card (Ontario Health Card):

insurance premium $2.52 /day, insurance amount $100,000. 

insurance premium $3.69 /day, insurance amount $300,000. 


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Travel Insurance (Canadians traveling abroad)

Canadian people has OHIP card ( Ontario Health Card) , Age 0-89 , Insurance Premium $1-2 Canadian dollar / day. Insurance Compensation amounts: Hospital and Medical Sum insurance : $ 1 Ten million canadian dollar


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Life insurance


 Ten Years Term Life Insurance


*60 year woman, insurance coverage amount $1,000,000 canadian dollar for her 60 to 70 age , monthly premium paid $209 , He paid total $25,080 in ten years, then stop pay. This coverage will cover her life for ten years. 


 *55 year woman,  insurance coverage amount $1,000,000 canadian dollar for her 55 to 65 age , monthly premium paid $116 , He paid total $13,920 in ten years , then stop pay. This coverage will cover her life for ten years.


* 36 year woman, insurance coverage amount $1,000,000 canadian dollar for her 36 to 46 age , monthly premium paid $25 , He paid total $3,000 in ten years, then her can stop pay. This coverage will cover her life for ten years.


 * 20 year woman, insurance coverage amount $1,000,000 canadian dollar for her 20 to 30 age , monthly premium paid $21, He paid total $2,520 in ten years, then stop pay . This coverage will cover her life for ten years.


Twenty Years Term Life Insurance


 * 60 year woman, insurance coverage amount $1,000,000 canadian dollar for her 60 to 80 age , monthly premium paid $466 , He paid total $111,840 in twenty years, then stop pay. This coverage will cover her for twenty years.


 * 55 year woman, insurance coverage amount $1,000,000 canadian dollar during her 55 to 75 age , monthly premium paid $243 , He paid total $58,320 in twenty years, then stop pay. This coverage will cover her for twenty years.


* 35 year woman, insurance coverage amount $1,000,000 canadian dollar for her 35 to 55 age , monthly premium paid $37 , He paid total $8,880 in twenty years, then stop pay. This coverage will cover her for twenty years.


* 20 year woman, insurance coverage amount $1,000,000 canadian dollar for her 20 to 40 age , monthly premium paid $21, He paid total $5,040 in twenty year, then stop pay. This coverage will cover her for twenty years.


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Life Insurance    UL - Lifetime guarantee insurance  (终身保证金, 无分红人寿保险 )


* 50 year woman,  insurance amount  $100,000 canadian dollar,  it will cover her whole life time,  monthly premium no change $289 canadian dollar paid for ten years, then stop pay, she paid total $34,680.


* 55 year man , insurance amount $200,000 canadian dollar, it will cover his whole life time, monthly premium no change $250 canadian dollar paid for twenty years, then stop pay, he paid total $60,000.


*60 year man, insurance amount $100,000 Canadian dollar, it will cover his whole life time.

There are following optional to pay the premium:

Monthly premium no change $218 Canadian dollar paid, paid till 99 years old.

Monthly premium no change $292 Canadian dollar,  paid till 80 years old.

Monthly premium no change $358 Canadian dollar, paid till 75 years old.

Monthly premium no change $502 Canadian dollar,  paid till 70 years old .


*60 year man, insurance amount $50,000 Canadian dollar, it will cover his whole life time.

There are following optional to pay the premium:

Monthly premium no change $126 Canadian dollar paid, paid till 99 years old.

Monthly premium no change $158 Canadian dollar, paid till 80 years old.

Monthly premium no change $194 Canadian dollar, paid till 75 years old.

Monthly premium no change $261 Canadian dollar, paid till 70 years old .


Please contact our professional  broker for more information you need.


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Whole Life Insurance - Dividend Insurance  (终身人寿 分红保险)

Value added wealth - Supplement to pension 

Protect your real estate property ,assets are not used as collateral by debtor .

It allows you Borrowing out money from the bank with the life insurance amount to satisfy your funds needs .


* 7 year boy, insurance amount $100,000 canadian dollar, it will grow with age, it will cover his whole life time ! monthly premium no change he paid $205 Canadian dollar  monthly for twenty years, then stop pay, he paid total $49,300.


he can take out / borrow out cash value $306701 at 60 age , the amount of insurance he can get is $800,714


he can take out / borrow out cash value $557,107 at 70 age, the amount of insurance he can get is $1069,156


he can take out / borrow out cash value $938384 at 80 age, the amount of insurance he can get is $1407014


he can take out / borrow out cash value $1,485,517 at 90 age, the amount of insurance he can get is $1830885


he can take out / borrow out cash value $2,255,085 at 100 age, the amount of insurance he can get is $2355085


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*40 year woman, insurance amount $100,000 canadian dollar, it will grow with age, it will cover her whole life time ! monthly premium no change $319 canadian dollar paid for twenty years, then stop pay, she paid total $76620.


she can take out / borrow out cash value $43610 at 60 age , the amount of insurance she can get is $210447


she can take out / borrow out cash value $105210 at 70 age, the amount of insurance she can get is $301142


she can take out / borrow out cash value $210876 at 80 age, the amount of insurance she can get is $414512


she can take out / borrow out cash value $377532 at 90 age, the amount of insurance she can get is $544770


she can take out / borrow out cash value $621635 at 100 age, the amount of insurance she can get is $721635


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*50 year man, insurance amount $100,000 canadian dollar, it will grow with age, it will cover his whole life time ! monthly premium no change $402 canadian dollar paid for twenty years, then stop pay, he paid total $96660


he can take out / borrow out cash value $10189 at 60 age , the amount of insurance he can get is $123391

he can take out / borrow out cash value $46379 at 70 age, the amount of insurance he can get is $108682

he can take out / borrow out cash value $110171 at 80 age, the amount of insurance he can get is $253451

he can take out / borrow out cash value $208433 at 90 age, the amount of insurance he can get is $342861

he can take out / borrow cash value $348824 at 100 age, the amount of insurance he can get is $448824


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* 50 year woman, insurance amount $100,000 canadian dollar, it will grow with age,  it will cover her whole life time !  monthly premium no change $683 canadian dollar  paid  for ten years, then stop pay, she paid total $81,960


she can take out / borrow out cash value $62508 at 60 age , the amount of insurance she can get is $143305

she can take out / borrow out cash value $122799 at 70 age, the amount of insurance she can get is $219617

she can take out  / borrow out cash value  $217198 at 80 age, the amount of insurance she can get is  $314929

she can take out / borrow out cash value $364565 at 90 age, the amount of insurance she can get is $435646

she can take out / borrow out cash value $582577 at 100 age, the amount of insurance  she can get is  $582577

 

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* 50 year woman, insurance amount $1,000,000 canadian dollar, it will grow with  age ,It will cover her whole life time ! monthly premium no change $3692 canadian dollar paid for twenty years, then stop pay, she paid total $886,080 canadian dollar.


she can take out or borrow out  cash value $465,608 at 60 age, there is insurance coverage amount $1,323,710 canadian dollar she can received.


she can take out or borrow out cash value $1,129,333 at 70 age, there is insurance coverage amount $2,007,551 canadian dollar she can received.


she can take out or borrow out cash value $1,995,774 at 80 age, there is insurance coverage amount $2,886,483 canadian dollar she can received.


she can take out or borrow out cash value $3,348,322 at 90 age, there is insurance coverage amount $3,998,304 canadian dollar she can received.


she can take out or borrow out cash value $5,351,461 at 100 age, there is insurance  amount $5,351,461 canadian dollar she can received.


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Critical illness insurance provide guarantee of your life

If you are sick, you can get your insurance amount.

If you not sick , you can get the total premium you have paid.

* 35 year man, insurance amount $100,000 canadian dollar cover his whole life, monthly premium paid $269 in fifteen years, he paid total $48420  then he can stop pay. If he is sick, he can received $100,000 insurance amount in his whole life , if he is not sick, he will received $48420 insurance premium he paid.


     know more let us help you

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Buy insurance need early -  lock up your physical condition

Insurance is something:  when you buy it maybe you do not need it .  When you need it , You may not be able to buy for it . Please Don't waiting.

Now we have realized online application, online purchase, online delivery, electronic signature, no need to face to face meet. Safe and reliable, efficient and fast.

We can also help you apply for a short-term life insurance to lock up your health. 


The 10-year short-term life insurance premium is as follows:

Age  - Insurance amount - Monthly premium

25 years old - $500,000 Canadian dollars -  $18 Canadian dollars/monthly

35 years old - $ 500,000 - $ 20 /monthly

45 years old -  $ 500,000 - $ 34 / monthly 

55 years old -  $ 500,000 - $ 82 / monthly 

Life insurance, under 50 years old, less than 1 million,

No need  medical examination. Don't hesitate to contact us !

The most important thing is: for you and your family, your business provide guarantee of life and need for funds! 


Your insurance: what  happened you can apply for a claim ? Which company's products are best for you? How to apply for a claim.....

Different insurance companies have their different insurance claims policy. Let us to help you choice the best for you !   

Please contact our professional broker help you. Welcome you scan  QR  code. Click WeChat or Send text Apply for Insurance​


​​Helen ,  Xu

  金泰金融 保险公司
(Gold Follow Gold Financial)

 Ontario , Canada Insurance Broker

Agent many Top  insurance companies many products  

BSc Computer & Information Science 

Queen's University  of Canada


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